RANDOM BY JOHNNY FAITHFUL
protect the unborn babies !
Wednesday, November 11, 2026
Video: #VeteransDay ๐ช Parade 2026, #SomeGaveAll ✝️๐๐บ๐ธ Thanks for your Service ๐
Friday, November 6, 2026
Fwd: interesting: the story of James Cash Penney (aka JC Penney) & his faith journey
J.C. Penney: From a Preacher's Son to an American Retail Empire
The story of James Cash Penney is remarkable. He didn't inherit a retail empire, come from a wealthy family, or begin with a grand business plan. He was the son of a poor country preacher who started working as a teenager.
By the time he was in his seventies, he had helped build one of America's largest department-store chains.
Here's how he did it.
1. His early life (1875–1898)
James Cash Penney was born September 16, 1875, on a farm near Hamilton, Missouri.
His parents were Thomas Jasper Penney and Mary Frances Paxton Penney.
His father was a Baptist minister who also farmed to support his large family. Money was tight, and the children were expected to work.
James grew up with several important principles:
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Hard work and self-discipline.
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Honesty in business.
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Frugality and careful spending.
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Religious faith and personal responsibility.
He wasn't born into privilege. His upbringing on the farm gave him an appreciation for the value of a dollar.
When he was approximately eight years old, his father began requiring him to earn money to purchase his own clothes.
That early lesson in self-reliance stayed with him.
2. His first jobs
Penney initially wanted to attend college, but his family's financial circumstances made that difficult.
Instead, he went to work.
As a young man, he worked in retail stores in Missouri, learning how merchants purchased merchandise, managed inventory, served customers, and operated their businesses.
He eventually moved west to Colorado, where he worked for a retail merchant named Guy Johnson.
This was where his retail career really began to take shape.
3. His first business failure: a butcher shop
Before becoming a famous department-store owner, Penney actually tried running a butcher shop in Longmont, Colorado.
It didn't work out.
He eventually returned to the dry-goods business, where he had considerably more talent.
He joined Thomas Callahan and Guy Johnson, merchants who operated Golden Rule stores. They recognized his ability and gave him an opportunity to manage a store in Wyoming.
Penney proved himself an excellent salesman and manager.
He was eventually offered something that would change his life: a partnership in a new store.
4. April 14, 1902: The first Golden Rule Store
At age 26, Penney opened his first store in Kemmerer, Wyoming.
He didn't have much money.
Here's how he financed it:
|
Source |
Amount |
|---|---|
|
His personal savings |
$500 |
|
Bank loan |
$1,500 |
|
Total investment |
$2,000 |
He owned one-third of the business, with Callahan and Johnson providing the remaining investment.
The store was a modest wooden building. Penney and his family actually lived in the attic above it!
His wife helped him with the business.
His business philosophy
He called it the Golden Rule Store, based on the biblical teaching:
"Do unto others as you would have them do unto you."
His approach was different from many competing merchants.
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Honest merchandise descriptions.
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Fair, clearly marked prices.
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Good-quality merchandise.
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Friendly customer service.
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Cash sales rather than extending credit.
The cash-only policy was particularly interesting.
Many mining families in Kemmerer purchased goods on credit from the company store. Penney believed he could offer better value by operating on a cash basis.
Opening-day sales were $466.59!
Business subsequently fluctuated, but he persevered.
5. From one store to a chain
Penney's expansion strategy was ingenious.
He didn't simply hire managers and send them out to operate stores.
He developed a partnership system in which promising managers could become part owners of new locations.
The managers were encouraged to train replacements, and those replacements could eventually become partners themselves.
Penney called his employees associates.
By 1907, he had bought out his original partners and gained control of the growing business.
By 1909, he moved the company's headquarters to Salt Lake City.
By 1912, there were 34 stores, with annual sales exceeding $2 million.
6. The J.C. Penney name and explosive growth
In 1913, the business was incorporated as the J.C. Penney Company.
The company began expanding beyond its original western territory. In 1916, it opened its first stores east of the Mississippi River.
Here is the remarkable growth:
|
Year |
Number of stores |
|---|---|
|
1902 |
1 |
|
1907 |
Growing Golden Rule chain |
|
1912 |
34 |
|
1917 |
175 |
|
1920 |
197 |
|
1924 |
500 |
|
1929 |
1,000 |
|
Around 1930 |
Approximately 1,200 |
These figures come from historical company records and government historical sources. The precise count around 1930 varies slightly by source and reporting date.
Think about that: approximately 1,200 stores in less than 30 years!
And remember, these weren't just little shops. They were becoming a national retail institution.
7. What made him so successful?
I think five things stand out.
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Small-town America: He understood the needs of ordinary working families, farmers, ranchers, and miners.
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Value: He emphasized quality merchandise at reasonable prices.
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His associates: He developed managers who had a financial stake in their stores.
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Expansion: He built a repeatable system rather than trying to personally manage every location.
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Christian principles: He genuinely believed that treating customers fairly was both a moral obligation and good business.
One particularly interesting aspect was his preference for smaller communities. He believed there was enormous opportunity in towns that the big-city merchants overlooked.
8. His personal fortune before the Great Depression
By the late 1920s, Penney was an extremely wealthy man.
The University of Missouri reports that his personal wealth was estimated at approximately $40 million before the 1929 crash.
Then came the financial catastrophe.
He lost much of his personal fortune and struggled to keep the business financially afloat. He even borrowed against his life insurance policies to help meet company payroll.
That brings us back to the Battle Creek Sanitarium in 1931 and the spiritual experience we discussed earlier.
9. A few more interesting facts about J.C. Penney
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Penney eventually became known as the man with a thousand partners because of his business philosophy.
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He remained actively involved with the company for decades.
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He stepped down as chairman in 1958.
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He died February 12, 1971, at age 95.
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By 1959, the company had grown to more than 1,700 stores.
Penney eventually became known as the man with a thousand partners because of his business philosophy.
He remained actively involved with the company for decades.
He stepped down as chairman in 1958.
He died February 12, 1971, at age 95.
By 1959, the company had grown to more than 1,700 stores.
One quotation attributed to Penney captures his priorities:
"I would rather be known as a Christian than a merchant."
That is a particularly revealing statement from a man who built such an enormous business.
10. The original store still exists!
The original Golden Rule Store in Kemmerer is preserved as a historic landmark. The building is associated with the J.C. Penney Historic District, recognized as a National Historic Landmark District in 1978.
The original Golden Rule Store in Kemmerer is preserved as a historic landmark. The building is associated with the J.C. Penney Historic District, recognized as a National Historic Landmark District in 1978.
You can still visit the town and see where the entire retail empire began.
My favorite part of this story: In 1902, Penney was living with his wife and infant son in the attic above a little wooden store in a Wyoming mining town. Twenty-seven years later, his name was on a thousand stores across America.
That's quite a journey.
Historical links
What happened to James Cash Penney?
In 1929, the Great Depression devastated Penney's financial affairs.
Although he had built a highly successful retail empire, he personally became responsible for enormous debts incurred to keep his business interests afloat.
-
His debts reportedly exceeded $7 million.
-
He lost much of his personal fortune.
-
His health deteriorated under the strain.
-
He became so despondent that he experienced a serious physical and emotional collapse.
Around Christmas 1931, he entered the Kellogg Sanitarium in Battle Creek, Michigan.
His remarkable spiritual experience
While hospitalized, Penney was so ill and discouraged that he believed he might die.
He later described lying awake during the night, overwhelmed by his circumstances.
The following morning, he heard people singing a hymn in the hospital chapel:
"God Will Take Care of You."
The hymn was written by Civilla D. Martin.
He followed the singing into the chapel, where a small group was holding a prayer meeting.
After hearing Scripture and participating in prayer, Penney prayed:
"Lord, I can do nothing. Will You take care of me?"
He described this experience as a life-changing spiritual conversion.
His faith in Jesus Christ became central to the remainder of his life.
What was the Battle Creek Sanitarium?
Battle Creek Sanitarium was one of America's most famous health institutions.
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Vegetarian diets.
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Hydrotherapy and water treatments.
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Exercise and physical rehabilitation.
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Fresh air and rest.
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Various dietary and lifestyle therapies.
Kellogg was also the brother of Will Keith Kellogg, founder of the Kellogg cereal company.
An interesting connection
Penney's experience at the sanitarium is particularly interesting because he had been raised in a deeply religious Baptist household. His father was a Baptist minister.
His experience in Battle Creek is often described not as his first exposure to Christianity, but as a profound personal recommitment to Christ.
Sources and further reading:
I think the most fascinating aspect of this story is that one of America's wealthiest businessmen came to a point where his money, success, and accomplishments could no longer sustain him. His experience in that little chapel changed the direction of his life.
Tuesday, November 3, 2026
Bitcoin to $1 Million? What the Experts Are Predicting and What It Could Mean for Investors
Could Bitcoin eventually reach $1 million per coin? It sounds almost unbelievable, particularly considering that Bitcoin was once worth just a few dollars. Yet some prominent investment analysts, financial executives, and cryptocurrency advocates believe that a million-dollar Bitcoin is a realistic long-term possibility.
But how seriously should we take these predictions? Who is making them, what is their reasoning, and what would have to happen for Bitcoin to reach that extraordinary valuation?
Let's examine five notable forecasts.
CATHIE WOOD — ARK INVEST
Forecast: $710,000 base case, $1.5 million bullish case by 2030.
Cathie Wood, founder of ARK Invest, is one of Bitcoin's most prominent institutional supporters.
ARK has published three scenarios for Bitcoin by 2030:
Bear case: $300,000
Base case: $710,000
Bull case: $1.5 million
Her reasoning centers on institutional investment, Bitcoin exchange-traded funds, demand from emerging markets, and Bitcoin's potential to compete with gold as a store of wealth.
ARK's projections are ambitious, but they represent a detailed attempt to estimate Bitcoin's future market value.
Analysis: https://www.ark-invest.com/articles/valuation-models/arks-bitcoin-price-target-2030
BERNSTEIN — GAUTAM CHHUGANI AND HIS ANALYST TEAM
Forecast: $1 million by the end of 2033.
Bernstein is a major global investment research and brokerage firm. Its analysts have developed a bullish long-term outlook for Bitcoin.
Their argument involves several factors:
Growing institutional investment.
Increasing acceptance of Bitcoin by traditional financial institutions.
Government debt and concerns about currency depreciation.
Bitcoin's limited supply of 21 million coins.
Bernstein sees Bitcoin potentially becoming an increasingly important part of the worldwide financial system.
MATT HOUGAN — BITWISE
Forecast: Potentially $1 million over approximately a decade.
Matt Hougan, chief investment officer at Bitwise Asset Management, makes an interesting argument.
He believes Bitcoin does not necessarily have to replace gold. It
Wednesday, August 12, 2026
Saturday, March 14, 2026
Jim Kok Kindness Clips
Monday, March 2, 2026
re Rev. James (Jim) R. Kok Funeral, March 21, 2026 Subject: Invitation to Contribute a Final Farewell
Remembering Jim Kok (1935-2026)
for anybody unsure, this is about the James R. Kok who grew up in Hills (MN), Bellflower (CA) & Holland (MI) and became a Christian Reformed Church (CRC) pastor, working most of his career at Pine Rest Christian Hospital in west Michigan, & the rest of his career mostly at the Crystal Cathedral in Southern California. (this is noted because there are/were more than one Rev. James R. Kok affiliated with the CRC over the last several decades). (His wife's name is Linda).
(I am not in charge of posting the official obituary so I am posting a secondary obituary notice here on my own website blogs to provide further context & information). There has been some obituary information posted online already at the following links:
https://www.legacy.com/us/obituaries/grandrapids/name/james-kok-obituary?id=60896647
https://www.communityfuneralservice.com/obituaries/james-kok
https://obits.mlive.com/us/obituaries/grandrapids/name/james-kok-obituary?id=60896647
On March 21, 2026, all are welcome at the burial ceremony at Artesia Cemetery in Artesia (CA) ( 11142 Artesia Blvd, Cerritos, CA 90703 beginning around 9:00 am (pst). It is a small cemetery and we do not know how many people will attend. If more than expected do attend, we hope the cemetery staff will help direct you to "overflow parking" outside the cemetery (but apparently parking in the high school parking lot across the street is discouraged)
Later in the day, all are also welcome at a formal memorial service at the Shepherd's Grove church (4445 Alton Pkwy, Irvine, CA 92604) later in the day beginning at 1:30pm (pst), after which there will be gathering in the community hall at the same location for refreshments & an informal time for people to reflect, socialize, & remember Jim, possibly with an open mic to share stories, as well as a photo slideshow, & memorial table etc)
here's my version of Jim Kok's life & legacy:
Subject: Invitation to Contribute a Final Farewell
(must be received by Thursday, March 5, 2026 per funeral home deadline)
(or if they are received later, maybe we can try to make special arrangements to include them)
Dear Family & Friends
As we prepare to honor and celebrate the life of our beloved father James R. Kok,
we would like to invite each of you to contribute a final farewell to be placed with his
casket for the March 21 burial. This can be a letter, a card, a favorite photo, or any fond sentiment you wish to express.
If your contribution can be typed or is a digital photo: Please email it to jkokccc@gmail.com.
One of us will take care of printing it.
If it is a card or other physical item: Please mail it (or deliver to):
16828 Chicago Ave
Bellflower, CA 90706
Be sure to mark the envelope "For the Casket" so it is handled appropriately.
We hope this gives everyone an opportunity to share memories, love,
& gratitude, creating a lasting tribute that will accompany our beloved father
(& grandfather, uncle, friend etc) in their final rest.
Thank you for taking part in this meaningful gesture.
Your words, pictures, and sentiments will provide comfort & a lasting memory for all of us.
With love and remembrance,
The Kok Family
******
note: The formal term for items like notes, letters, cards, or small keepsakes placed in a casket "in loving memory" is generally funeral or burial memorabilia, but more specifically in mortuary and archival contexts they are often called casket or burial offerings. Other accepted terms include:
Casket letters – usually personal letters placed inside the casket.
Funeral keepsakes – more general term for cards, notes, or small mementos.
Memorial tributes – can include any written or symbolic items left with the deceased.
Interment items – a formal term in funeral service documents for things placed in the casket before burial.
Monday, December 29, 2025
Visitors be warned ⚠️: It's a very REAL Bellflower CA PROBLEM๐๐ก and you’re NOT imagining it.
Friday, December 26, 2025
Wednesday, December 24, 2025
At USPS on Hamilton Ave on Xmas Eve day 2025 ๐♥️๐๐ซ
Monday, December 8, 2025
Re biolife ๐only paying $100 weekly now (Dec 2025) ๐ฅบ
Saturday, November 29, 2025
Friday, November 14, 2025
Review of Blake the mechanic at Quick Feet Fleet Auto Repair near Stockton CA
Thursday, November 13, 2025
Follow up re Quick Feet Fleet Auto Repair near Stockton CA
Wednesday, November 12, 2025
Re Blake, owner of Quick Feet & Fleet Auto Repair , near Stockton CA
Tuesday, October 28, 2025
Halford Hugh
Sunday, October 26, 2025
Re Vandals tearing down 'Remembering Charlie Kirk' posters @Stanford University
Who R the cowardly lefties @Stanford who keep pulling down the 'Remembering Charlie Kirk' stickers from Public spaces
Friday, September 26, 2025
Biographical Profile of Father Luis Peรฑaloza ,St. Elizabeth Catholic Church Location: Guerneville, CA
Current Role and Location
Parish: St. Elizabeth Catholic Church
Location: Guerneville, CA (Serving the Russian River area, which also includes the mission churches of St. Catherine of Siena and St. Colman).
Role: Pastor (The highest clerical authority for the parish).
Start Date: He officially became the Pastor of St. Elizabeth on July 1, 2021.
Background and Early Assignments
Father Peรฑaloza has served primarily within the Diocese of Santa Rosa, which covers Northern California counties. Before his current appointment, his path included key roles that prepared him for the responsibility of leading a parish:
Parochial Vicar (Assistant Priest): Prior to his assignment in Guerneville, Father Peรฑaloza served as a Parochial Vicar (an assistant or associate priest) at St. Eugene's Cathedral in Santa Rosa.
Diocesan Service: He has spent several years in the priesthood serving the Catholic communities of Sonoma County.
Inferred Details (Based on Clergy Norms)
Based on his relatively recent move into a Pastor role (2021), here are some professional inferences:
Age: As previously noted, he is likely in his mid-30s to 50s. Being appointed as a Pastor usually requires several years of prior experience as a Parochial Vicar.